Loans

Loan rates are really competitive now and you can get a loan for virtually the same rate as a mortgage. Our advice is shop around as the rates do vary a bit and over the course of a loan that can make quite a difference. They all have different acceptance criteria and so it can be worth submitting more than one application - after all, you don't have to take them all up if they all offer.

For online loans then loans.co.uk seems a logical start!

Easy Loans are a reputable provider with equally great rates.

If it's just a short term blip, Christmas for instance, then here's a quick solution.

You can find both secured and unsecured loans here, including loans for holidays, debt management, cars and so much more. Definitely include this supplier!

Cahoot are a great name with a great product. Their loans are flexible so that you can have a 'limit' and only pay interest on the money your are borrowing at that point in time. Very flexible!

Dial4aLoan are probably one of the net's biggest providers with very high success rates and a high level of customer service. Worth a pop!

Halifax have great rates for unsecured personal loans. At 6.7% you'd be hard pushed to find cheaper.

Another great provider, Capital One have been one of the fastest growing financial companies on the net.

Polar Loans are a great option if you'd like a payment break. They offer up to 5 months before you start making payments - what a nice breather!